Real Time Bill Pay

What is Real Time Bill Pay

Real Time Instant Bill Pay is an exciting new service brought about by the Faster Payments Initiative of the US Federal Reserve providing payments that are instant, final (irrevocable - "good funds") and secure.

About Real Time Bill Pay

Today Payments is a leader in the evolution of immediate payments. Today Payments is a leader in the evolution of instant real-time payments. We were years ahead of competitors recognizing the benefits of Real-Time ACH funding through Real-time Direct Deposits (ACH Push) and Real-time Direct Payments (ACH Pull). Our customers receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology. Our platform with its tools / widgets help organizations of all sizes reduce transaction costs, mitigate risk and increase efficiencies. Our system ensures proper Authentication, Authorization, Verification, Settlement, Notifications and Postings.

Receive a "Credit Boost" with Equifax, TransUnion & Experian when using Real-Time Bill Payments.

Instant Real-time Bill Payments

Businesses want to receive "Good Funds" Real-Time payments. Good Funds are instant, final (irrevocable - "good funds"), secure and immediately usable by the recipient (Biller). Imagine getting paid instantly without the fear of revocations or charge-backs? After a transaction is processed, you'll even receive an e-mail with amount confirmation and Payer information. Plus, our payment platform gives you the ability to manually key-in transactions anywhere there's an Internet connection.

Features and Benefits of Real-Time Bill Payments

  • Money Transfer: Payers can use their Credit or Debit cards, Real-Time Payments, Bank Transfer (even inter-bank, meaning the Payer and Biller can have different banks), Venmo, Zelle and more to pay their bill.
  • It's Fast: 24/7/365 access to funds anytime vs. several days for paper checks or ACH transfers to process.
  • It's Final: Payee disbursed funds are Instant and Irrevocable.
  • Software Integration: Integrate your Accounting, CMS Management or Enterprise software with us.
  • Message Detail: Full 145 characters available using ISO 20022 XML format.
  • Online Real-Time Reporting: Configured Dashboard with Virtual Terminal login.

  • Your Choice ~ Integrate your software system with us or, send us your API and we'll integrate Real-Time Payments with YOU!

All U.S. companies / billers should enroll in Bill Pay Exchange

Our "Good Funds" payment gateway allows for instant real-time digital B2B, C2B & B2C payments that are immediate, irrevocable, intra-bank and/or interbank account-to-account (A2A) transfers that utilize a real-time messaging system connected to every transaction participant through all U.S. based financial institutions. Funds are available for use by your company as the receiver and real-time confirmation is provided to both you ("the sender") and receiver in seconds.

More info

Process with the Real Time Bill Pay Professionals

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  • Automation of Accounts Receivable Collection with Real-Time Settlement & Deposit
  • Automation of Accounts Payable Payments with Real-Time Settlement & Deposit
  • One-Time & Recurring Debits & Credits with Real-Time Settlement & Deposit

Each day, thousands of businesses around the country are turning their transactions into profit with real-time payment solutions like ours.

Contact Us for Real Time Bill Pay payment processing